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consumer credit

noun
🔊/kənˌsjuːmə ˈkredɪt/
🔊/kənˌsuːmər ˈkredɪt/
[uncountable]
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  1. money that is lent to individual customers to buy goods and services, rather than to businesses
    • Credit unions have an important role in providing low-cost, community-controlled consumer credit.信用合作社在提供低成本，社区控制的消费者信贷方面具有重要作用。