credit agency
noun🔊/ˈkredɪt eɪdʒənsi/
🔊/ˈkredɪt eɪdʒənsi/
(British English) (North American English credit bureau)
a company that collects information about people's credit ratings and makes it available to credit card companies, financial institutions, etc. Credit scores are compiled by the three major credit agencies, based on information provided by creditors. 信用评分由三大信用机构根据债权人提供的信息编制。