credit bureau
noun🔊/ˈkredɪt bjʊərəʊ/
🔊/ˈkredɪt bjʊrəʊ/
(North American English) (British English credit agency)
a company that collects information about people's credit ratings and makes it available to credit card companies, financial institutions, etc. Most banks use scores calculated by credit bureaus to evaluate loan applications. 大多数银行使用信用局计算的分数来评估贷款申请。