a number given to somebody to show how likely they are to pay back money that they borrow from a bank, a company, etc. Higher credit scores mean better interest rates and top treatment from all lenders. 较高的信用评分意味着更高的利率和所有贷方的最高待遇。 If you cannot repay a loan within an agreed time, your credit score may become worse. 如果您无法在约定的时间内偿还贷款，则您的信用评分可能会变差。