third-party insurance

noun
🔊/ˌθɜːd pɑːti ɪnˈʃʊərəns/, 🔊/ˌθɜːd pɑːti ɪnˈʃɔːrəns/
🔊/ˌθɜːrd pɑːrti ɪnˈʃʊrəns/
[uncountable]
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  1. insurance that covers (= protects) you if you injure somebody or damage somebody’s property第三者保险,第三方责任险(保障受保人于被追讨赔偿时的损失)