the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额；透支安排 She had run up an overdraft of £3 000. 她的透支额累计达3 000英镑。 to pay off/clear an overdraft 还清/透支透支 The savings account has no overdraft facility . 储蓄账户没有透支额度。 Collocations Finance Finance财务 Income收入 earn money/cash/(informal) a fortune/the minimum wage/a living wagemake money/a fortune/(informal) a killing on the stock market在股市上赚钱／赚一大笔钱／发大财 acquire/inherit/amass wealth/a fortune获得／继承／积累财富／一大笔钱 build up funds/savings积累资金／存款 get/receive/leave (somebody) an inheritance/a legacy得到／（给某人）留下遗产 live on a low wage/a fixed income/a pension靠低微的工资／固定收入／养老金过活 get/receive/draw/collect a pension领取养老金 depend/be dependent on (British English) benefits/(North American English) welfare/social security靠福利金／社会保障金过活 Expenditure开支；支出 spend money/your savings/(informal) a fortune on…把钱／存款／一大笔钱花在…上 invest/put your savings in…投资／把储蓄金用于… throw away/waste/ (informal) shell out money on…把钱浪费／花费巨资在…上 lose your money/inheritance/pension失去钱财／遗产／养老金 use up/ (informal) wipe out all your savings把储蓄用光 pay (in) cash用现金支付 use/pay by a credit/debit/contactless cardpay by/make out a/write somebody a/accept a (British English) cheque/(US English) check用支票支付；开支票；给某人开支票；接受支票 change/exchange money/currencygive/pay/leave (somebody) a deposit预付（某人）订金 Banks银行 have/hold/open/close/freeze a bank account/an account持有／开立／注销／冻结银行账户 credit/debit/pay something into/take money out of your account记入账户的贷方／借方；把钱存入账户／从账户中取出 deposit money/funds in your account往账户里存钱／存入资金 withdraw money/cash/£30 from an ATM, etc.从自动提款机等取钱／现金／30 英镑 (formal) make a deposit/withdrawal存款；取款 find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser找到／去／使用自动提款机 be in credit/in debit/in the black/in the red/overdrawn账面有钱／亏空；有盈余；透支 use a mobile/an online banking app/platform/servicePersonal finance个人理财 manage/handle/plan/run/ (especially British English) sort out your finances管理／处理／计划／经营管理／整顿财务问题 plan/manage/work out/stick to a budget计划／管理／制订／严格执行预算 offer/extend credit (to somebody)（给某人）提供贷款 arrange/take out a loan/an overdraft商定／获得贷款／透支额 pay back/repay money/a loan/a debt偿还钱／贷款／债务 pay for something in (especially British English) instalments/(North American English usually) installments以分期付款方式购买某物 Financial difficulties财务困难 get into debt/financial difficulties陷入债务／财务困难 be short of/ (informal) be strapped for cash缺钱 run out of/owe money钱用光了；欠钱 face/get/ (informal) be landed with a bill for £…面对／收到一张…英镑的账单 can’t afford the cost of…/payments/rent承担不起…的费用／款项／房租 fall behind with/ (especially North American English ) fall behind on the mortgage/repayments/rent拖欠按揭贷款／分期偿还款项／房租 incur/run up/accumulate debts带来／积欠／累积债务 tackle/reduce/settle your debts处理／减少／付清债务 Extra Examples I had to arrange an overdraft to pay for the car. 我不得不通过透支来偿付购车款。 They exceeded their overdraft by £200 0. 他们超出透支额200英镑。 We offer a free £400 overdraft. 我们提供 400 英镑的免费透支。 Topics Money c1 Oxford Collocations Dictionary adjective verb + overdraft overdraft + noun See full entry